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Gold That Lasts. Silver That Shines.

Sterling Silver, 14K, 18K Gold —
What's Actually in Your Jewelry

By Hermin · 5 min read

When it comes to fine jewelry, the metal matters as much as the design. Not all silver is the same. Not all gold is the same. Here's a plain-English guide to what goes into our pieces — and why we made the choices we did.

Types of Silver in Jewelry

Silver is one of the most misunderstood materials in jewelry. The word gets used loosely — but the differences between silver types are significant, and they directly affect how a piece looks, feels, and lasts.


Sterling Silver (925) We use this

Made of 92.5% pure silver and 7.5% other metals — usually copper — for added strength. It's the gold standard for fine silver jewelry: bright, durable, hypoallergenic when nickel-free, and easy to polish if it develops a patina over time. This is the base of every Hermin piece.


Fine Silver (999)

99.9% pure silver — beautiful in theory, but too soft for everyday jewelry. It bends, scratches, and loses its shape with regular wear. Fine silver is better suited to collector's pieces or decorative items than pieces you'll actually wear.


Silver-Plated We don't use this

A thin layer of silver over a base metal like brass or copper. It looks fine initially, but that layer wears off — revealing the base metal underneath and often causing skin reactions in the process. We don't use silver plating in any of our pieces.

At Hermin, every piece is built on a full-body 925 sterling silver core — not hollow, not plated, not brass underneath. It's the foundation that everything else depends on.


Gold Karats — What the Numbers Mean

Karat measures the proportion of pure gold in a piece. 24 karats = 100% gold. Everything below that is an alloy — gold mixed with other metals to add hardness, durability, and sometimes color. Here's how the main karats stack up:


24K Gold

Pure gold — 100% gold content. It has the richest, deepest yellow color of any karat, but it's far too soft for jewelry that gets worn. It bends and scratches easily, making it impractical for everyday pieces. Mostly used in bullion and investment-grade products.


18K Gold We use this

75% pure gold — the sweet spot for luxurious color and wearability. The warm, rich tone of 18K is what most people picture when they think of fine gold jewelry. It's slightly softer than 14K, making it ideal for special occasion pieces or those who want that unmistakably deep gold look.


14K Gold We use this

58.3% pure gold — the most practical choice for everyday jewelry. The higher alloy content makes it harder and more resistant to daily wear without sacrificing the warmth and beauty of gold. If you're buying a piece to wear every day, 14K is the right call.


10K Gold and Below We don't use this

Less than 42% pure gold. The higher alloy content can cause skin irritation in those with sensitivities, and the color tends to look duller and less warm. We don't work with 10K or below — the quality simply isn't there.

Gold Karat Comparison at a Glance

Karat Gold Content Durability Color Richness Best For
24K 100% Very soft Deepest Bullion / investment
18K ✦ 75% Good Rich & warm Special occasions
14K ✦ 58.3% Excellent Warm gold Everyday wear
10K 41.7% High Duller tone Budget pieces

✦ Karats used by Hermin


What Is Gold Vermeil — And Why We Use It

Gold vermeil (pronounced ver-may) isn't a marketing term — it's a regulated standard. For jewelry to legally qualify as vermeil in the U.S., it must meet two specific requirements: the base must be 925 sterling silver, and the gold layer must be at least 2.5 microns thick. That's what separates it from ordinary gold-plated jewelry, which uses thinner plating over cheaper base metals.

At Hermin, every piece is made with full-body sterling silver coated in either 14K or 18K gold — both well above the minimum standard. The result is jewelry that looks and wears like solid gold, at a price point that makes sense for real life.

Gold Vermeil vs. Other Gold Techniques

Type Base Metal Gold Layer Durability Hermin?
Gold-Plated Brass / Copper <0.5 microns Low ✕ No
Gold-Filled Brass 5% by weight Moderate ✕ No
Gold Vermeil 925 Sterling Silver 2.5+ microns High ✓ Yes
Solid Gold Gold alloy Entire piece Highest ✕ No

Why It Matters to Us

We didn't choose gold vermeil over sterling silver by accident. It's the material that lets us make jewelry we'd actually want to wear ourselves — and stand behind completely.

  • Hypoallergenic by design. No nickel, no brass, no base metals that irritate skin. Sterling silver and real gold are both gentle on even the most sensitive skin.
  • Real precious metals throughout. Not plated, not filled — full-body sterling silver with genuine 14K or 18K gold on top. Every layer of your piece is the real thing.
  • Built for everyday wear. Gold vermeil over 925 silver is durable enough to wear daily, not just for special occasions. That's always been the point.
  • Accessible luxury — without compromise. You get the look, feel, and quality of fine gold jewelry at a fraction of solid gold pricing. That's not a trade-off — that's the whole idea.

Every piece at Hermin is thoughtfully made to be part of your everyday style — refined, timeless, and undeniably you.

See the Difference for Yourself

Browse Hermin's full collection — all crafted in gold vermeil over full-body 925 sterling silver.

Shop the Collection →