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What Is Cubic Zirconia — And How Does It Compare to Moissanite?

Cubic zirconia has been America's most popular diamond alternative since the 1970s. It's beautiful, it's affordable, and it's everywhere. But if you're shopping for jewelry you'll actually wear for years — not just months — there's a lot more to know.

What Is Cubic Zirconia?

Definition

Cubic zirconia (CZ) is a lab-created synthetic gemstone made from zirconium dioxide (ZrO₂). It is not a diamond, not a naturally occurring stone, and not related to the mineral zircon — despite the similar name.

CZ first appeared commercially in the mid-1970s, developed by Soviet scientists as an affordable diamond simulant. By the 1980s it had become the dominant diamond alternative in the U.S. jewelry market — and for good reason. Fresh out of the lab, a well-cut cubic zirconia is genuinely difficult to distinguish from a diamond with the naked eye. It's colorless, sparkly, and costs a fraction of the price.

The catch is that CZ doesn't stay that way. Its surface softness means it accumulates microscopic scratches with regular wear, and its chemical composition makes it reactive to oils, moisture, and everyday products. The result, typically after one to three years of daily wear, is a stone that looks permanently cloudy.

Understanding that tradeoff is the whole conversation. CZ isn't a bad material — it's a material with a specific purpose and a specific lifespan.


How Cubic Zirconia Is Made

CZ is produced using a process called skull melting. Zirconium dioxide powder is mixed with stabilizing agents (typically yttrium oxide) and heated to over 2,750°C inside a water-cooled container. The outer layer of the material acts as its own crucible — hence "skull." As the mixture cools, cubic crystals form and are cut and polished into gemstones.

The process is efficient and inexpensive, which is why CZ can be sold at such accessible prices. A one-carat CZ typically retails for $20–$50 — compared to hundreds or thousands for comparable moissanite or diamond.

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CZ's low price isn't a sign of poor craftsmanship — it reflects lower production costs. The trade-off is long-term durability, not initial quality. At Hermin, we carry both CZ and moissanite so you can choose based on your needs and budget. Browse our collections →


Cubic Zirconia vs. Moissanite — The Real Differences

These two stones get compared constantly — because they serve genuinely different needs. Here's how they stack up across the properties that matter most for everyday jewelry.

CZ vs. Moissanite — Full Property Comparison

Property Cubic Zirconia Moissanite
Composition Zirconium dioxide (ZrO₂) Silicon carbide (SiC)
Origin 100% lab-created Lab-created (natural form in meteorites)
Mohs Hardness 8–8.5 9.25–9.5
Refractive Index 2.15–2.18 2.65–2.69
Fire (Dispersion) 0.060 0.104 — Highest
Toughness 2.4 PSI 7.6 PSI — 3× tougher
Longevity 2–3 yrs daily wear Decades
Gets cloudy? Yes — irreversible No
Heat sensitivity High — can crack Heat stable
Price (1 ct equiv.) $20–$50 Higher, varies
Conflict-free ✓ Yes ✓ Yes
Resale value Minimal Low–moderate

Sparkle & Durability at a Glance


Moissanite

Cubic Zirconia
Refractive Index
Moissanite

2.67
CZ

2.17
Fire / Dispersion
Moissanite

0.104
CZ

0.060
Mohs Hardness
Moissanite

9.5
CZ

8.5

Cubic Zirconia — Pros & Cons

✓ Strengths

  • Most affordable diamond alternative in the U.S.
  • Colorless (D-grade equivalent) by default
  • Beautiful sparkle when new
  • Wide range of colors and cuts
  • 100% conflict-free and lab-created
  • Great for trend pieces or occasion jewelry

✕ Limitations

  • Clouds and scratches after 1–3 years of wear
  • Lower hardness means surface wear accumulates
  • Reacts to oils, moisture, and chemicals
  • Cloudiness can't be fixed through cleaning
  • Heat sensitive — can crack during repairs
  • Minimal resale or long-term value

Which One Is Right for You?

There's no universally "better" choice — it depends entirely on what you're buying it for.

Choose Cubic Zirconia if...

  • You want the most affordable option
  • You're buying for a specific event or season
  • You like rotating your jewelry frequently
  • You want a colorless, diamond-white look
  • You're buying a gift on a tight budget

Choose Moissanite if...

  • You want a piece for daily wear, for years
  • You want maximum fire and brilliance
  • You're investing in a meaningful piece
  • You care about long-term value
  • You want a stone that won't cloud or scratch

CZ is the right call when budget is the primary driver and longevity isn't the point. Moissanite is the right call when you want a piece that earns its place in your everyday wardrobe and stays beautiful for decades. Both are conflict-free, both are lab-created, and both are available at Hermin.


Cubic Zirconia at Hermin

At Hermin, every CZ piece is set in gold vermeil over full-body 925 sterling silver — the same quality foundation across our entire collection. That means even our most accessible pieces are built on a genuine precious metal base, not brass or copper. The setting will outlast the stone, and when you're ready to upgrade, the quality you've been wearing will have been real from day one.

We believe in being straightforward about what each material is and what it isn't. CZ is beautiful, accessible, and perfect for the right use case. Moissanite is a longer-term investment with superior durability. Both deserve a place in a thoughtful jewelry wardrobe.

Browse Hermin's moissanite collection or explore our full jewelry collection — all set in gold vermeil over sterling silver.


Frequently Asked Questions

Is cubic zirconia real?

Cubic zirconia is a real synthetic gemstone — it exists as a genuine material made from zirconium dioxide. It is not a diamond, and it does not occur naturally in usable quantities. It is entirely lab-created.

Does cubic zirconia get cloudy over time?

Yes. With regular daily wear, CZ typically develops a hazy or cloudy appearance within one to three years. This happens as microscopic scratches accumulate on its softer surface and the stone reacts with oils and moisture. Unlike surface dirt, this cloudiness cannot be reversed through cleaning.

Can you tell the difference between CZ and moissanite?

Side by side, the difference is visible — moissanite has more colorful rainbow fire while CZ sparkles with a cleaner, colorless light. In isolation, most people can't tell when both stones are new. Over time the gap widens as CZ dulls and moissanite stays brilliant.

Is cubic zirconia good for everyday jewelry in the U.S.?

CZ works well for occasional wear or fashion pieces. For everyday jewelry — worn across varying climates, with lotions, hand washing, and regular activity — moissanite is the more durable choice. Its 9.25 Mohs hardness vs. CZ's 8–8.5 makes a practical difference over months and years of daily wear.

Is moissanite more expensive than cubic zirconia?

Yes — moissanite costs more upfront. But when you factor in that CZ typically needs replacing after a few years while moissanite can last decades, the long-term cost per year often favors moissanite. It depends entirely on whether you're optimizing for upfront price or lifetime value.

Does Hermin ship cubic zirconia jewelry across the U.S.?

Yes — Hermin ships to all U.S. states and territories, with free standard shipping on every order. All CZ and moissanite pieces are set in gold vermeil over 925 sterling silver and arrive gift-ready in our signature packaging.

Shop Both — You Decide

CZ and moissanite, both set in gold vermeil over 925 sterling silver. Free U.S. shipping on every order.

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